Frequently asked questions about shared ownership

Shared ownership, as with any property purchasing option, is a complex topic. It may be the ideal way for you to get on the ladder but before you commit to anything you should fully understand how it works.

We have had lots of questions from various campaigners and advocates about our approach and our position on various housing policies relating to shared ownership. We want to answer these questions in detail so we have produced these FAQs.

We have also produced FAQs for people who are new to shared ownership.

Housing associations are not-for-profit providers of social and affordable housing and by nature don’t generate profits. Any additional funds they raise through shared ownership are reinvested into delivering their social purpose such as community services and regeneration, providing support to vulnerable people.