Low-cost loans for social housing providers

10 July 2025

Following exploratory work by the NHF, G15 and others, the government announced £2.5bn in low-cost loans for social housing providers at the Spending Review on 11 June.  
 
The design of this scheme is not yet decided, and we are engaging with the Ministry of Housing, Communities and Local Government (MHCLG) to ensure that these loans are designed and deployed in a way that maximises the number of new homes delivered.  

To help inform the scheme design, MHCLG has produced a survey for housing associations and councils.

Complete the survey

Your responses will go directly to MHCLG. They will have no bearing on any future application you make to the scheme - they are just to help inform its overall design.

Please complete the survey by Friday 5 September.

 
We have written a paper setting out our initial thinking on a low-cost loans scheme. We also welcome member feedback, either via email or telephone. Please send responses to Matthias Barker.

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Who to speak to

Matthias Barker, Finance Policy Leader